By purchasing, subscribing to or downloading products, or by participating in activities offered by Skills Bridge Online, all users understand and agree that:

• they are each fully responsible for their own choices, decisions, and well-being at all times.

• all materials, comments and ideas offered are solely for the purpose of aiding them in achieving their personal and professional goals.

• successful outcomes are not guaranteed.

• coaching is not a substitute for counseling, psychotherapy, psychoanalysis, mental health care or substance abuse treatment.

• they participate freely, of their own choosing.

• products, coaching and other means of support offered by Skills Bridge Online are not are not intended to diagnose or treat issues, challenges or ailments they may be experiencing.